Competitive Tier-3 Terms
We have scale and are the only deposit funded asset finance lender operating in the tier-3 space.
This means our terms are often more favourable than other tier-3 lenders.
Stance combines the funding and scale you’d associate with a bank, with the flexibility and appetite you’d expect from an independent tier-3 lender. This compelling combination enables you to provide underserved customers with competitive funding solutions more difficult to find in the mainstream market.
We have scale and are the only deposit funded asset finance lender operating in the tier-3 space.
This means our terms are often more favourable than other tier-3 lenders.
Our experienced and friendly underwriters are specialists in near-prime asset finance.
We’ve unfollowed the crowd by giving brokers direct access to our credit team.
Auto approval functionality for transactions up to £100k allows cases to progress more quickly.
Backed by trusted UTB systems and processes, you can expect reliability and consistency.
Our team of experienced broker managers and dedicated tier-3 underwriters are 100% focussed on supporting your deals and building strong, long-term relationships.
Visit the page below for more about our team and for all key contact details.
Thank you from the Team Stance!
A huge thank you to everyone who joined us to celebrate the launch of Stance.
It was brilliant to see so many of you there, and we couldn’t have asked for a better way to mark the occasion
Want to find out more about Stance? Visit our new website here: https://lnkd.in/e2MRxSU2
🐄 A cow walking through a car park is unusual.
However, at Stance, we're trying to make the unusual everyday.
We support brokers serving underserved SME customers across England, Wales and Scotland, taking a different view of opportunities that may sit outside the conventional mould and providing more options in the asset finance market.
#AssetFinance #BrokerFinance #CommercialFinance
📈 The Stance journey continues!
It's been an exciting year for Stance and we're proud of the progress made so far as we build towards our full launch later this year.
Here's a snapshot of the journey so far:
🔹 January – Dedicated sales and underwriting teams joined the business
🔹 February – The Stance Founders Club launched, bringing together our first partners
🔹 April – Proposal volumes and deals paid exceeded expectations
🔹 Q4 – Full rollout
Thank you to everyone who has been part of the journey so far!
#Stance #AssetFinance #CommercialFinance
Astrid Michael Nathan Mollett
Making the unusual everyday 💡
Not every opportunity fits the conventional mould. That's why we're supporting brokers serving underserved SME customers across England, Wales and Scotland, looking at opportunities differently and providing more options in the asset finance market.
#AssetFinance #BrokerFinance #Lending #CommercialFinance
🚀 Stance Asset Finance Update: What's Next?
✅ We are now carefully expanding access to Stance
✅ New partners are currently being onboarded
✅ We remain on track for a full rollout in Q4
We're excited about the opportunities ahead and look forward to welcoming more partners as we continue the rollout journey.
#AssetFinance #BrokerFinance #Lending #CommercialFinance
Recently Stance and Rebecca Walton completed a £350,000 funding facility, working closely with a trusted broker partner to enable a vehicle leasing business to acquire nine new light commercial vehicles while preserving working capital and supporting its future growth plans.
Find out more via Finance Connect below!
https://lnkd.in/eGJ8AmWK
#StanceAssetFinance #AssetFinance #VehicleLeasing
🔥Quick Fire Questions with Cherrice Baffana!
Ever wondered what brokers value most when working with Cherrice?
We asked our Broker Relationship Manager to share her thoughts in the video below 👇
#QuickFireQuestions #AssetFinance #Stance
Great to see Stance featured in the latest issue of Leasing World. Eleanor Russell-Blackburn shared insights into Stance's strong start, our talented new hires, and the importance of staying agile as we continue to grow.
"We want to become a genuine alternative in the specialist asset finance market, a lender that gives brokers more options, backs its decisions and looks at opportunities differently."
Astrid Michael Nathan Mollett
#AssetFinance #CommercialFinance #BrokerSupport #LeasingWorld
#SpecialistAssetFinance
We’ve kept our approach to pricing simple.
While others in the market have adjusted, our pricing remains consistent. That’s because we’re less sensitive to swap rate volatility, allowing us to offer greater stability where it matters.
#AssetFinance #Stance
Stance: the story so far…
Hear from Nathan Mollett and Eleanor Russell-Blackburn on a strong launch, positive broker response, and how we’re building momentum ahead of a wider rollout.
#BrokersOnly #AssetFinance #Stance
Making the unusual everyday.
Don’t know what Stance is yet? It's a new brand built to support brokers serving underserved SME customers across England, Wales and Scotland.
Read more: https://lnkd.in/eG9iEBZc
#Brokersonly #StanceAssetFinance #unfollowthecrowd
Stance Asset Finance Completes £168,000 Facility Supporting Expansion of Environmental Services Business.
We have recently completed on a deal to support the growth of a Nottinghamshire-based environmental services business, funding the acquisition of a new specialist road sweeper.
Find out more here: https://lnkd.in/e5ZuH-Hs
#BrokersOnly #AssetFinance #StanceAssetFinance #UnfollowTheCrowd Alexander Fowler Nathan Mollett Astrid Michael
Stance Asset Finance completes £128,000 facility enabling Suffolk based transport business to expand.
For this deal Stance rapidly structured a bespoke funding package covering the purchase of the horsebox with competitive terms and minimal disruption to the business’s day-to-day operations.
Find out more: https://lnkd.in/ebTrDT38
Hall Asset Finance Alexander Fowler Nathan Mollett Astrid Michael
#brokersonly #AssetFinance
Stance Asset Finance has dropped its new merch! Check out our fresh teal notebooks – bold, clean and ready for your next big idea! 📘
#brokersonly
We're delighted to welcome Alpha Asset Finance into the Stance Founders Club. Their expertise will be essential to help Stance grow!
#brokersonly #AssetFinance #StanceAssetFinance #UnfollowTheCrowd Alexander Fowler Nathan Mollett Astrid Michael
We’re excited to be launching Stance Asset Finance to our Founders Club members ahead of a full roll out in Q2.
Alexander Fowler, Rebecca Walton and Cherrice Baffana will support #brokers across the UK making the unusual everyday! Email stance\@utbank.co.uk to get in touch!
#unfollowthecrowd #theunusualeveryday #brokersonly
A warm welcome to Crystal Business Finance Ltd into the Stance Founders Club.
Their passion and focus make them a brilliant addition to what we’re building at Stance Asset Finance.
#AssetFinance #StanceAssetFinance #UnfollowTheCrowd Nathan Mollett
We’re delighted to welcome Rebecca Walton as Business Development Manager for the North of England. Rebecca joins Cherrice Baffana and Alexander Fowler as Stance Asset Finance continues to develop its dedicated Sales team.
Rebecca brings 10 years of financial services and asset finance experience, and her strong broker relationships and deep understanding of the Northern market will help us grow volumes and deliver flexible, competitive funding and refinance solutions across a wide range of hard assets.
Find out more: https://lnkd.in/e4TUccrj
#AssetFinance #Brokersonly #BrokerSupport #StanceAssetFinance
#UnitedTrustBank Nathan Mollett Astrid Michael
We’re pleased to welcome Moorgate Broker Network to the Stance Founders Club. Their expertise and drive will play an important role in shaping our new journey.
#BrokersOnly #AssetFinance #StanceAssetFinance #UnfollowTheCrowd
Making the unusual everyday.
Stance Asset Finance will be accepting proposals this month.
Don’t know what Stance is yet? It's a new brand built to support brokers serving underserved SME customers across England, Wales and Scotland.
Read more: https://lnkd.in/eG9iEBZc
#brokersonly #StanceAssetFinance #unfollowthecrowd
Nathan Mollett gets bullish about Stance, the new brand for hard asset funding, coming soon.
#BrokersOnly #AssetFinance #StanceAssetFinance #UnfollowTheCrowd
Stance Asset Finance is thrilled to welcome Cherrice Baffana as Broker Manager. With 8 years at Metro Bank, she brings valuable experience in broker and relationship management to support our exciting launch and growth journey. Read more here https://lnkd.in/eUjuixeF
#brokersonly #StanceAssetFinance #unfollowthecrowd
We're delighted to welcome Eurolease \(London\) Ltd into the Stance Founders Club!
Their experience and client-first approach make them an outstanding addition to what we’re building here at Stance.
#BrokersOnly #AssetFinance #StanceAssetFinance #UnfollowTheCrowd Nathan Mollett
A warm welcome to TSF Finance as they join the Stance Founders Club.
Lots of meaningful collaboration to come!
#BrokersOnly #AssetFinance #StanceAssetFinance #UnfollowTheCrowd Nathan Mollett
Thrilled to welcome Hall Asset Finance into the Stance Founders Club.
Lots of great work ahead and looking forward to collaborating as the proposition evolves!
#BrokersOnly #AssetFinance #StanceAssetFinance #UnfollowTheCrowd Nathan Mollett
The controversy still persists around the Stance pronunciation and the southern team at First Business Finance have now had their say!
What's yours?
Take a Stance. Unfollow the Crowd.
Stance Asset Finance #StanceFoundersClub #BrokersOnly
Nathan Mollett Alexander Fowler
Yesterday Eleanor Russell-Blackburn joined Breadalbane Finance's start of year Sales meeting and had the opportunity to invite them to be part of our Stance Founders Club!
At the meeting, Breadalbane Finance had their say on the pronunciation of Stance Asset Finance!
The pronunciation debate continues… have your say!
#StanceAssetFinance #StanceFoundersClub #BrokersOnly Nathan Mollett
Stance Founders Club is coming soon!
This is your opportunity to:
♟️ Have your say
💡 Share your ideas
🌍 Influence the future of Stance Asset Finance
Keen to get involved? Reach out to Alexander Fowler at AFowler\@utbank.co.uk to express your interest.
#brokersonly #StanceFoundersClub #StanceAssetFinance #unfollowthecrowd
Stance or Stance? Have your say!
Nathan Mollett #StanceAssetFinance #unfollowthecrowd #brokersonly
Stance Founders Club is launching soon! This is your chance to:
♟️Have your say
💡 Share your ideas
🌍 Shape the future of Stance Asset Finance
Want to be part of it? Email Alexander Fowler at AFowler\@utbank.co.uk to register your interest.
#brokersonly #StanceFoundersClub #StanceAssetFinance #unfollowthecrowd
Stance Asset Finance is thrilled to welcome Alexander Fowler as Broker Development Manager. With 12+ years in asset finance, Alex will lead broker growth across the South ahead of our 2026 launch. Read more here https://lnkd.in/e4fpwR75
#brokersonly #StanceAssetFinance #unfollowthecrowd
🚀 Launching Feb 2026: Stance Asset Finance
A bold new UTB brand built for brokers supporting underserved SMEs across the UK. Powered by UTB tech, with dedicated sales and underwriting teams — it’s time to #unfollowthecrowd
https://lnkd.in/eG9iEBZc
#brokersonly Nathan Mollett
Stance Asset Finance is the new name in specialist asset finance for brokers serving UK SMEs. We support businesses in a wide range of circumstances looking to fund or refinance a variety of assets. We move quickly, speak plainly, and structure deals that keep customers happy and growth on track.
Follow our journey here: https://lnkd.in/ek55U7rk
#Brokersonly #AssetFinance #StanceAssetFinance #unfollowthecrowd Nathan Mollett
Stance Asset Finance is the new name in specialist asset finance for brokers serving UK SMEs. We support businesses in a wide range of circumstances looking to fund or refinance a variety of assets. We move quickly, speak plainly, and structure deals that keep customers happy and growth on track.
Follow our journey here: https://lnkd.in/ek55U7rk
#Brokersonly #AssetFinance #StanceAssetFinance #unfollowthecrowd Nathan Mollett
Yes, we will lend to businesses with less than 3 years trading history – normally with the support of a homeowner directors guarantee.
Stance is a new name in Asset Finance, but we’re backed by a long-established brand you already know and trust.
United Trust Bank (UTB) has been delivering specialist funding solutions for over 70 years, funded by their own successful savings and deposit business. Over that time, UTB has developed a reputation for reliability and consistency.
Like UTB, we’re committed to building deep, long-term relationships with brokers. Our team of broker focussed managers and dedicated tier-3 underwriters are backed by UTB’s systems, processes, and experience.